never to a stranger, thats just retarded.
I have seldom loaned to friends or family.
loaned some to a guy that worked for me couple yrs ago cause they were struggling in a major way due his fukd up wife.
I paid bills for him to get and keep lights, and water on. they had extension cord running from neighbors house to theirs for electricity.
2 kids living there with no water or lights. Also bought his kids Xmas that yr.
Got his truck out of impound among other things.
He never paid me back a dime to this day.
most recently:
loaned another part time helper little over 2K to pay off probation and keep him out of jail.
good guy, honest, hard worker, etc... just his girlfriend/baby momma gets shit started when they fight and he does something stupid.
but this time I took collateral.
.308 Marlin rifle
42" Sony HDTV
and title to his truck which is valued at approx 4K
he's been paying me back, been slower then we agreed on but he is paying
not gonna take his truck just cause he misses payments about every other week.
I understand struggles with working for a wage and taking care of kids. as long as he makes an effort to pay then I'm cool with it.
only owes about $700 now.
guess ya could say I'm loaning my X $$$ also. So she has a car and can get to and fro work.
gave her car with weekly payment terms but not even getting into that shit
probably never loan money to anyone again though...
besides giving my current helper $20 here and there during the week but I dont ask for it back or take it out of check.